With a well structured mortgage plan we can protect you from a financial downturn and save you thousands of dollars over the life of the loan. We will be there every step of the way to assist you in finding the ideal loan to fit your homeownership goal whether you are buying, refinancing or investing. You can count on us for being caring and fully focussed on your needs.
We can help you hit your targets and grow your business regardless of its size. Don’t miss out on another opportunity, simply because you have to wait to generate enough cash to re-invest! There are numerous commercial finance options available to businesses and we are very confident in finding the best solutions.
By engaging with our team of experienced and awarded brokers, you can finally say goodbye to all the challenging obstacles of obtaining the appropriate construction mortgage. We will help guide you and prepare you for a successful project from start to completion, explaining the funding process and leading you towards the greatest development. We will ensure all your needs are taken care of in a timely manner.
Private equity Financing
We can provide access to a select group of home equity lenders that best suits your personal financial goals. This is a simple approval process as home equity loans are primarly secured by your home’s equity. This means they don’t require as much proof of income or credit. With a stronger application, we would be able to negotiate (even) more affordable rates and terms.
Reverse Mortgage Financing
A reverse mortgage is a mortgage loan, usually secured by a residential property, that enables the borrower to access the unencumbered value of the property. The loans are typically promoted to older homeowners and typically do not require monthly mortgage payments. Borrowers are still responsible for property taxes and homeowner’s insurance.
Reverse mortgages allow elders to access the home equity they have built up in their homes now, and defer payment of the loan until they die, sell, or move out of the home. Because there are no required mortgage payments on a reverse mortgage, the interest is added to the loan balance each month. The rising loan balance can eventually grow to exceed the value of the home, particularly in times of declining home values or if the borrower continues to live in the home for many years. However, the borrower (or the borrower’s estate) is generally not required to repay any additional loan balance in excess of the value of the home.
Business purchase Financing
Business loans are an important factor in writing your success as a business owner. Navigating the different business financing options can be confusing. We can help you review the most appropriate route to financing your aquisition so you can find the best fit for your business needs. Whichever route you go, we will asssit you in building strong businesses and make sure that you have access the right amount of capital at the best rates.
Mergers and acquisition Financing
Mergers and acquisition financing is usually a complex mission requiring thorough planning, since acquisition finance structures often require a lot of variations and combinations, unlike most other purchases.Acquisition finance refers to the different sources of capital that are used to fund a merger or acquisition. Moreover, acquisition financing is seldom procured from one source. With various alternatives available to finance an acquisition, the challenging part is getting the appropriate mix of financing that offers the lowest cost of capital.
A bridge loan was deigned to “bridge” the gap between the time your existing home is sold and your new property is purchased. It is a temporary financing option that enables you to use the equity in your current home to pay the down payment on your next home, while you wait for your existing home to sell.
Special Purpose Vehicle (SPV) Financing
A special purpose vehicle, also called a special purpose entity (SPE), is a subsidiary created by a parent company to isolate financial risk. Its legal status as a separate company makes its obligations secure even if the parent company goes bankrupt. We can assist with the creation of such entities for the procurement of financing.
High Net Worth Financing (HNW)
We provide financing to High Net Worth Family offices for a variety of reasons. This type financing is rather complex in nature and generally involves several asset classes dispersed over several countries. Our team of analysts work with several legal firms worldwide to understand the complexities of the transaction and underwrite these loans on behalf of a spectrum of lenders who specialize in such type of lending.
International Mortgages / Cross Border Financing
We can help when it comes to your complex Cross-Border financing needs. We will handle aspects of your needs. International Mortgages / Cross-border financing are defined as financing deals that happen beyond a country’s borders. Cross border financing includes financial arrangements, such as letters of credit, beyond the borders loan, repatriable income, and bankers acceptances.